Acquisition Loans
Finance Your Real Estate Acquisition
Acquisition Loans
Great Short-Term Acquisition Loans for Real Estate Investors
A real estate acquisition loan is financing for the purchase, or acquisition, of property. The targeted property may be intended for resale by a wholesaler, for a fix and flip project, or for a condominium conversion, but as long as the loan is earmarked for the purchase only, it is considered to be an acquisition loan.
Typically, acquisition loans are a good fit for those who have identified a solid real estate investment opportunity but do not have access to sufficient capital by the time of closing. As you know, in real estate investing, time is of the essence; therefore one of the many benefits of a real estate acquisition loan is that it can help you secure the purchase of the property quickly.
A real estate acquisition loan is based solely on the value of the property. It does not take into consideration any of the renovations or repairs that need to be done before resale.
However, real estate lenders may bundle other types of loans (e.g., renovation loan, construction loan) with an acquisition loan to give the borrower more flexibility with the project.
Acquisition Loans from Walnut Street Finance
| Speed | Your loan is reviewed and can be approved within 5 minutes and can close as quickly as 3 days |
| Minimal Up-front Cash Required | Option to finance 100% of your closing costs and points and set up an interest reserve so you’re not making interest payments for the first 6 months |
| Flexible Loan Amounts | Borrow anywhere from $150K to $2.5 million |
| Easy | Minimal paperwork and easy application process |
| Interest Reserves | We hold construction and interest reserves so you’re not making payments on your project for the first 6 months |
| Hands-on | With over 30 years of real estate experience, we’re not just lenders but can also help you throughout your project |
703-273-3500
Best Hard Money Loans
Fast
Quick response makes all the difference to keep your project on schedule.
- Fast approval
- Fast closing
- Fast draws
Helpful
We get it. Projects never go exactly as planned. We are here to help you.
- Local market experts
- 30+ years construction experience
- Your success is our success
Best Terms
Cash flow is critical on your projects. Our loan terms are set with your needs in mind.
- Minimal cash down
- No interest payments up to 6 months
- No need for perfect credit
Areas We Serve
Hard Money Loans for:
Washington DC
Virginia
Maryland
Recent Projects Funded by Walnut Street Finance
Vienna VA
Washington DC
Washington DC
Chevy Case MD
Hard Money Private Loan vs Traditional Bank Loan
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| Hard Money Loan | Traditional Bank Loan | |
| Can close in days | Speed | 30-45 days to close |
| Minimal | Paperwork | Bank regulations & checklists |
| Borrowers qualify based on project and equity. Less than perfect credit does not disqualify. | Qualifications | Qualification often not possible for renovation projects. Borrower credit score weighed heavily. |
| 20% | Down Payment | 30% |
| Flexible rates and terms are available and designed around project and borrower | Flexibility | Set loan rates and terms |
Karen H.
“Extremely glad we went with this lender. They are not just a lender but a fabulous resource as well. They have provided a wealth of information on renovations from vendors to agents that are top notch in this market. They are interested in the success of their clients and I have been able to call them or email them with questions. I always get a quick and informative response. No other lender wants to help you like this one. Use them.”
Jason B.
"Walnut Street Finance has been a great partner to work with for my real estate investments. I’ve worked with Walnut Street on multiple projects and they’ve given me solid advice with questions on permits and inspections as well as quality referrals for contractors."
Madeline S.
“Walnut Street Finance was referred to me by my Mortgage lender. They are fast, attentive, and have an amazing staff. I used WSF for a recent flip project, Melissa came out to the property to check it out and make sure it would be a good deal. After the renovations, it sold in 4 days with multiple offers for full list price. I am already working with them again on another project, they are great to loyal clients."
Laura H.
“When no one else wanted to take this adventure with us, Walnut was there, as excited as we were about our project. They went above and beyond to help us out and we will forever be grateful for their confidence in us.”
703-273-3500
About Walnut Street Finance
Before becoming a real estate private money lender, Walnut Street Finance spent twenty years as a builder and developer. We understand your project needs because we’ve been there. Our streamlined process is fast and easy, and we will help you every step of the way – with the loan process, at the closing table, and all the way to the day you sell or refinance your property and start your next project! All of this saves you time and money.
We offer private money loans from $150,000 to $2.5 million. Experts in Washington DC, Virginia, and Maryland.
Walnut Street Finance Proud Members
