Hard Money Loans in Virginia

Fast & Easy.

Hard Money Loans in Virginia

Walnut Street Finance is your premiere hard money lender in Virginia. We understand the need for a fast, reliable and stress free experience when it comes to real estate project financing. Our hard money loans in Virginia can be approved and close quickly.

We specialize in financing real estate projects in the Northern Virginia area, including Alexandria, Arlington, Clifton, Fairfax, and Falls Church, as well as Norfolk, Chesapeake, Hampton Roads, Virginia Beach, and Richmond.

You deserve more than just a hard money loan from us. Which is why we get to know our borrowers, provide mentorship and build long-lasting relationships. From project start to finish – we are with you every step of the way.

With over 30 combined years of real estate experience, we don’t just serve Virginia, we know Virginia.

Hard Money Loans

Fix & Flip





Best Hard Money Loans


Quick response makes all the difference to keep your project on schedule.

  • Fast approval
  • Fast closing
  • Fast draws


We get it. Projects never go exactly as planned. We are here to help you.

  • Local market experts
  • 30+ years construction experience
  • Your success is our success

Best Terms

Cash flow is critical on your projects. Our loan terms are set with your needs in mind.

  • Minimal cash down
  • No interest payments up to 6 months
  • No need for perfect credit

Loan Types

Fix & Flip

Found a property that you want to rehab and sell for your next project? A fix and flip loan is right for you. A lump sum is usually paid at closing to purchase or refinance the property, with the rest of the loan paid as you reach construction milestones.


Have you identified a real estate investment opportunity for your next project but don’t have enough cash? An acquisition loan helps you buy a property, whether the plan is to resell it, renovate it and flip it, or develop it. Let us help you get the deal!


Are you cash-strapped between projects, or need funds to snap up another deal before it gets away? Bridge loans can “bridge the gap” and help you purchase another property by leveraging non-owner occupied real estate you already own.


Whether your project requires tearing down or rebuilding a single-family home, demolishing the interior of a building and extensively renovating it, or building from the ground up, a construction loan can be tailored quickly for you.

From Our Blog -Virginia Real Estate

Is House Flipping in Southern Virginia Profitable and 3 Reasons Why

Three benchmarks used to evaluate the profitability of house flipping in Southern Virginia…Read More

What are the Requirements for Construction Loans in Virginia?

Everything you need to know about construction loans and if they’re the right type of loan for your next rehap or fix and flip project…Read More

Top Fix and Flip Cities in Virginia

Virginia is a good state for home flippers. Here are some of the cities that are most conducive to fix and flip success…Read More

Recent Projects Funded by Walnut Street Finance

Vienna VA

Washington DC

Washington DC

Chevy Case MD

Areas We Serve

Hard Money Loans for:

Washington DC



Hard Money Private Loan vs Traditional Bank Loan


Hard Money Loan   Traditional Bank Loan
Can close in days Speed 30-45 days to close
Minimal Paperwork Bank regulations & checklists
Borrowers qualify based on project and equity. Less than perfect credit does not disqualify. Qualifications Qualification often not possible for renovation projects. Borrower credit score weighed heavily.
20% Down Payment 30%
Flexible rates and terms are available and designed around project and borrower Flexibility Set loan rates and terms

Karen H.

“Extremely glad we went with this lender. They are not just a lender but a fabulous resource as well. They have provided a wealth of information on renovations from vendors to agents that are top notch in this market. They are interested in the success of their clients and I have been able to call them or email them with questions. I always get a quick and informative response. No other lender wants to help you like this one. Use them.” 

Jason B.

"Walnut Street Finance has been a great partner to work with for my real estate investments. I’ve worked with Walnut Street on multiple projects and they’ve given me solid advice with questions on permits and inspections as well as quality referrals for contractors."

Madeline S.

“Walnut Street Finance was referred to me by my Mortgage lender. They are fast, attentive, and have an amazing staff. I used WSF for a recent flip project, Melissa came out to the property to check it out and make sure it would be a good deal. After the renovations, it sold in 4 days with multiple offers for full list price. I am already working with them again on another project, they are great to loyal clients."

Laura H.

“When no one else wanted to take this adventure with us, Walnut was there, as excited as we were about our project. They went above and beyond to help us out and we will forever be grateful for their confidence in us.”


About Walnut Street Finance

Before becoming a real estate private money lender, Walnut Street Finance spent twenty years as a builder and developer. We understand your project needs because we’ve been there. Our streamlined process is fast and easy, and we will help you every step of the way – with the loan process, at the closing table, and all the way to the day you sell or refinance your property and start your next project! All of this saves you time and money.

We offer private money loans from $150,000 to $2.5 million. Experts in Washington DC, Virginia, and Maryland.

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